:root{--ink:#142d27;--forest:#174d3d;--deep:#102f27;--cream:#faf8f2;--mint:#e9eee6;--copper:#9b4c24;--line:#d6dcd1;--muted:#59695f;--serif:Georgia,'Times New Roman',serif;--sans:Arial,Helvetica,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:var(--cream);color:var(--ink);font:16px/1.65 var(--sans)}a{color:inherit;text-underline-offset:4px}button,input,select,textarea{font:inherit;touch-action:manipulation}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--copper);outline-offset:4px}.wrap{width:min(1160px,calc(100% - 64px));margin:auto}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:var(--serif);font-weight:400}h2{font-size:clamp(2.1rem,4vw,3.4rem);line-height:1.12;letter-spacing:-.04em;margin-bottom:24px}h3{font-size:1.45rem;line-height:1.25;margin-bottom:12px}p{margin-bottom:18px}.skip{position:absolute;left:16px;top:-80px;z-index:10;background:white;padding:10px}.skip:focus{top:10px}
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.section{padding:84px 0}.section-heading{display:grid;grid-template-columns:1.2fr 1fr;gap:80px;align-items:end;margin-bottom:32px}.section-heading h2{margin-bottom:0}.section-heading>p{color:var(--muted);margin:0 0 3px;max-width:460px}.estimator{display:grid;grid-template-columns:1.25fr 1fr;border:1px solid var(--line);border-radius:5px;overflow:hidden;background:white}.calculator-controls{padding:38px 40px}.range-field+.range-field{margin-top:33px}.range-field label{display:flex;justify-content:space-between;gap:20px;font-size:.84rem;font-weight:600;margin-bottom:18px}.range-field output{font-size:1rem;color:var(--forest);font-variant-numeric:tabular-nums;white-space:nowrap}.range-field input{display:block;width:100%;accent-color:var(--forest);cursor:pointer;margin:0;min-height:24px}.scale{display:flex;justify-content:space-between;color:var(--muted);font-size:.69rem;margin-top:8px}.hint{font-size:.73rem;color:var(--muted);line-height:1.5;margin:9px 0 0}.calculator-result{padding:35px 38px;background:var(--forest);color:var(--cream)}.calculator-result .eyebrow,.calculator-result .scale{color:#d2e0cf}.payment{font:400 clamp(3rem,5vw,4.9rem)/1.12 var(--serif);letter-spacing:-.05em;margin:0 0 4px}#payment-period{font-size:.8rem;color:#d1dfd2}.payment-bar{height:8px;background:#d99c73;display:flex;margin-top:24px;border-radius:3px;overflow:hidden}.payment-bar span{width:92.3%;background:#d8e6c8}.calculator-result dl{font-size:.85rem;margin:23px 0}.calculator-result dl>div{display:flex;justify-content:space-between;gap:20px;border-top:1px solid #537060;padding:10px 0}.calculator-result dd{margin:0;font-variant-numeric:tabular-nums;font-weight:600}.fine{font-size:.74rem;line-height:1.6;color:var(--muted);margin:18px 0 0}
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.purpose-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.purpose-grid article{border-top:1px solid var(--line);padding:24px 8px 0 0}.item-number{display:block;font:700 .65rem var(--sans);letter-spacing:.14em;color:var(--copper);margin-bottom:24px}.purpose-grid p{color:var(--muted);font-size:.91rem}.soft-band{background:#f0eee5}.process-grid{list-style:none;padding:0;margin:42px 0 0;display:grid;grid-template-columns:repeat(4,1fr);gap:30px}.step-number{display:inline-grid;place-items:center;width:42px;height:42px;border:1px solid #bcc7b7;border-radius:50%;font:400 1.15rem var(--serif);color:var(--forest);margin-bottom:22px}.process-grid h3{font-size:1.24rem}.process-grid p{font-size:.85rem;color:var(--muted);margin:0}.about-layout{display:grid;grid-template-columns:1fr 1fr;gap:110px}.large-copy{color:var(--muted);font-size:1.05rem}.principles article{padding:23px 0;border-top:1px solid var(--line)}.principles h3{font-size:1.2rem}.principles p{margin:0;color:var(--muted);font-size:.88rem}
.contact-band{background:var(--deep);color:var(--cream)}.contact-band .eyebrow{color:#c4d6bf}.contact-layout{display:grid;grid-template-columns:1fr 1fr;gap:100px}.contact-details{display:grid;gap:22px;align-content:start;padding-top:6px}.contact-details a{overflow-wrap:anywhere}.contact-details .mini-label{color:#b7ccad}.contact-details address{font-style:normal}.contact-details p{margin:0}footer{padding:40px 0 24px}.footer-top{display:flex;justify-content:space-between;align-items:center;gap:30px}.footer-links{display:flex;gap:24px;flex-wrap:wrap;font-size:.76rem}.footer-disclosure{font-size:.73rem;color:var(--muted);max-width:950px;margin:30px 0}.footer-bottom{border-top:1px solid var(--line);padding-top:20px;display:flex;justify-content:space-between;gap:20px;font-size:.7rem;color:var(--muted)}.footer-bottom small{font-size:inherit}.legal{padding:70px 0;max-width:820px;min-height:65vh}.legal h1{font-size:clamp(2.5rem,5vw,4rem);line-height:1.12;letter-spacing:-.04em}.legal h2{font-size:1.5rem;margin:35px 0 14px}.legal p,.legal li{color:var(--muted)}.legal a{overflow-wrap:anywhere}.notice{padding:14px 18px;border-left:3px solid var(--copper);background:#f1e9dc;font-size:.81rem}.legal-header nav{display:flex;justify-content:space-between;align-items:center;min-height:80px;gap:20px}.legal-footer{border-top:1px solid var(--line)}.legal-footer .footer-grid{display:flex;justify-content:space-between;gap:24px}
@media(max-width:950px){.wrap{width:calc(100% - 44px)}.nav-links{gap:17px}.brand{font-size:1.2rem}.section-heading{gap:35px}.inquiry-layout{gap:40px}.inquiry-card{padding:25px}.calculator-controls,.calculator-result{padding:30px}.about-layout{gap:50px}.process-grid{grid-template-columns:repeat(2,1fr);gap:35px}.hero{padding-top:58px}}
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@media(max-width:400px){.wrap{width:calc(100% - 32px)}.field-row,.process-grid{grid-template-columns:1fr}.inquiry-card{padding:23px 18px}.range-field label{flex-wrap:wrap;gap:6px}.contact-details a{font-size:.9rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.website-field{position:absolute!important;width:1px!important;height:1px!important;overflow:hidden!important;clip:rect(1px,1px,1px,1px)!important;white-space:nowrap!important}.button:disabled{cursor:wait;opacity:.7}.form-status.success{color:#17623f}.form-status.error{color:#9a2f20}